1. Scope
These terms of use apply to all users of the website verbumcentral.digital, operated by VERBUM ASSESSORIA CONTABIL E EMPRESARIAL LTDA, ROMUALDO GALVAO, 293, SALA 604 COND EDF COMERCIAL SFAX - TIROL, NATAL/RN, CEP 59020-640, Brazil, (hereinafter the “provider”).
By accessing this website and using the content and services offered, the user agrees to these terms of use. If the user does not agree to these terms, use of the website must be refrained from.
Differing terms and conditions of the user are not recognised unless the provider expressly agrees to their application in writing.
2. Conclusion of contract
The presentation of products and content on the website does not constitute a legally binding offer but a non-binding invitation to the user to place an order.
A contract comes into being as soon as the user completes the ordering process and receives the order confirmation by email. By completing the order, the user bindingly declares that they are making an offer to purchase the selected product.
The provider reserves the right to refuse orders without giving reasons, in particular where there is a suspicion of abusive use or of breaches of these terms of use.
3. Prices and payment
The price for the digital product is $49.00 including statutory value added tax, where applicable. All prices are final prices.
The following payment methods are accepted:
- Credit card (Visa, Mastercard, American Express)
- PayPal
- Instant bank transfer / Klarna
- Other payment methods offered during the ordering process
Payment is due immediately upon ordering. Access to the digital product is granted only after payment has been received in full.
4. Delivery of digital products
The product offered is a digital product in PDF format. Delivery takes place immediately after payment is received, by providing a download link by email to the email address given by the user.
The user is themselves responsible for giving a valid email address and for ensuring that delivery is not prevented by spam filters or similar technical settings.
Should the user not receive the download link, they are asked to contact the provider within 14 days of purchase at [email protected] to get in touch.
5. Copyright
All content on this website — including texts, graphics, images, layouts, logos and downloadable files — is protected by copyright and is the property of the provider or of the respective rights holders.
The digital product purchased may be used exclusively for the buyer’s personal, non-commercial use. Any form of reproduction, distribution, making available to the public, passing on to third parties or commercial exploitation — in whole or in part — is prohibited without the prior written consent of the provider.
Infringements of copyright can carry civil and criminal consequences.
6. Disclaimer
The information provided on this website and in the products offered serves exclusively general education and information purposes. It does not constitute no medical, therapeutic or health advice and in no case replace consultation with a qualified doctor, therapist or other healthcare provider.
The provider accepts no liability for health decisions taken on the basis of the content provided. Application of the information is at the user’s own risk.
The provider is not liable for damages arising from the use or unavailability of the website or of the digital products, insofar as this is legally permissible. This covers in particular indirect damages, lost profit and loss of data.
The limitation of liability does not apply in cases of intent, gross negligence or breach of material contractual obligations (cardinal obligations).
7. Right of withdrawal
Consumers have a statutory right of withdrawal. The full information on the right of withdrawal, including the withdrawal period, the conditions and the model withdrawal form, can be found in our separate Withdrawal Policy.
Please note that with digital content the right of withdrawal can lapse early under certain conditions, in particular where performance of the contract has begun and the consumer has expressly agreed to this.
8. Dispute resolution
The European Commission provides a platform for online dispute resolution (ODR), which can be reached at the following link: https://ec.europa.eu/consumers/odr/
You will find our email address above in the legal notice and at: [email protected]
Under §36 of the German Consumer Dispute Resolution Act (VSBG) we are neither willing nor obliged to take part in dispute resolution proceedings before a consumer arbitration board.
9. Applicable law
All legal relationships between the provider and the user are governed by the law of the Federal Republic of Germany, to the exclusion of the UN Sales Convention (CISG — United Nations Convention on Contracts for the International Sale of Goods).
Vis-à-vis consumers this choice of law applies only insofar as it does not withdraw the protection granted by mandatory provisions of the law of the state in which the consumer has their habitual residence (Art. 6(2) Rome I Regulation).
10. Severability clause
Should individual provisions of these terms of use be invalid or unenforceable, or become invalid or unenforceable after conclusion of the contract, the validity of the remaining provisions shall remain unaffected.
In place of the invalid or unenforceable provision there shall apply the valid and enforceable rule whose effects come closest to the economic objective the contracting parties pursued with the invalid or unenforceable provision.
11. Changes to the terms of use
The provider reserves the right to amend these terms of use at any time and without separate notification. The current version is available on the website. The version of the terms of use valid at the time of the order applies.
The user is advised to check the terms of use regularly for changes.
Last updated: July 2026